CURRENT INTEREST RATES

All Annual Percentage Yields accurate as of  

DEPOSIT ACCOUNTS

Now and Super Now Accounts available from First Neighbor.
Type Interest Rate APY* Min. Balance
Now Account 0.15% 0.15% $1,000.00
Super Now Account 0.20% *0.20% $1,500.00

*The minimum balance to obtain the stated Annual Percentage Yield is $1,000 except where indicated otherwise. Fees could reduce the earnings on the accounts.

 

 

PASSBOOK SAVINGS ACCOUNTS

Available Passbook Savings Accounts from First Neighbor.
Type Interest Rate APY* Min. Balance Tier
Passbook Savings 0.15% 0.15% $100.00 NA
Christmas Club 0.30% 0.30% NA 0 to $5,000
Christmas Club 0.25% 0.25% NA over $5,000
KIDS CLUB 0.30% 0.30% NA NA
REAL CLUB 0.30% 0.30% NA 0 to $5,000
REAL CLUB 0.25% 0.25% NA over $5,000

*The minimum balance to obtain the stated Annual Percentage Yield is $100 except where indicated otherwise. Fees could reduce the earnings on the accounts.

 

 

INSURED MONEY MARKET

Available Insured Money Market Accounts from First Neighbor.
Type Interest Rate APY* Min. Balance Tier
First Neighbor 0.15% 0.15% $100.00 0 – 24,999.99
First Neighbor 0.20% 0.20% 25,000 – 99,999.99
First Neighbor 0.25% 0.25% 100,000 – 199,999.99
First Neighbor 0.30% 0.30% 200,000 – 299,999.99
First Neighbor 0.35% 0.35% 300,000 – 399,999.99
First Neighbor 0.40% 0.40% 400,000 – 499,999.99
First Neighbor 0.50% 0.50% 500,000 & over
Farmers 0.15% 0.15% $100.00 0 – 9,999.99
Farmers 0.20% 0.20% 10,000 – 49,999.99
Farmers 0.25% 0.25% 50,000 – 99,999.99
Farmers 0.30% 0.30% 100,000 – 399,999.99
Farmers 0.40% 0.40% 400,000 & Over

*The minimum balance to obtain the stated Annual Percentage Yield is $100 except where indicated otherwise.
Fees could reduce the earnings.
First Neighbor IMMF requires a $2,000.00 opening balance. Farmers IMMF requires a $10,000.00 opening balance.

 

 

CDs

Available Certificates of Deposit available from First Neighbor.
Term Interest Rate APY* Min. Balance Penalty
Short Term 30 Days 0.20% 0.20% $500.00 30 days interest
91 Days 0.20% 0.20% $500.00 1 months interest
182 Days/6 Month 0.25% 0.25% $500.00 1 months interest
12 Month 0.40% 0.40% $500.00 3 months interest
24 Month Bump Up 0.55% 0.55% $500.00 3 months interest
24 Month 0.55% 0.55% $500.00 3 months interest
36 Month 0.75% 0.75% $500.00 3 months interest
60 Month 0.95% 0.95% $500.00 3 months interest

*The minimum balance to obtain the stated Annual Percentage Yield is $500 except where indicated otherwise. A penalty will or may be imposed for early withdrawals.

 

 

INDIVIDUAL RETIREMENT ACCOUNT

Individual Retirement Accounts offered by First Neighbor.
Account Interest Rate APY* Min. Balance Penalty
IRA 18 Month 0.45% 0.45% $500.00 3 month interest

*The minimum balance to obtain the stated Annual Percentage Yield is $500 except where indicated otherwise. A penalty will or may be imposed for early withdrawals.

HSAs

Available Health Savings Account from First Neighbor.
Account Tier Interest Rate APY* Min. Balance
HSA 0 – 2,499.99 0.30% 0.30% $100.00
HSA 2,500 – 4,999.99 0.40% 0.40% $100.00
HSA 5,000 – 14,999.99 0.50% 0.50% $100.00
HSA 15,000 & over 0.60% 0.60% $100.00

*The minimum balance to obtain the stated Annual Percentage Yield is $100 except where indicated otherwise.Fees could reduce the earnings on the accounts.

Rates may change on a daily basis.