Services
No Minimum Balance Required
Regardless of the minimum balance, your MyLife checking account will receive no additional monthly service charges. You pay $6.50 every month.
Personalized Checks
Our standard basic checks will be provided to you at no additional charge.
Safe Deposit Box Discount
A discount will apply to the rental price of any size safe deposit box.
(Subject to availability.)
Stop Payment Discount
Receive one stop payment request per month at a $5.00 discount.
Convenience Banking
Online Banking
Access your account twenty four hours a day, seven days a week, at no additional charge through our online banking service. Ask one of our customer service representatives for more details.
24 Hour Banking
Banking made easy with your ATM/Debit card... twenty four hours a day, seven days a week, three hundred sixty five days a year. There are no fees for withdrawals on bank premises.
Interest Advantages
Earn Interest
As a MyLife Checking member, you may receive interest on your account by keeping a minimum balance in your account. (Minimum daily balance requirements apply)
CD Coupon
You will receive a coupon good for a Certificate of Deposit rate that is higher than the institution’s stated rate. The coupon expires one year from account opening date, and certain restrictions apply.
Security Benefits
$10,000 Accidental Death & Dismemberment Insurance
Coverage is provided by ACE American Insurance Company immediately at no additional charge. Coverage is reduced by 50% at age seventy. If the account is joint, total coverage is divided evenly. You may elect additional coverage.
Living Family Journal
Create peace of mind from the convenience of your personal computer. Organize, record, and document personal, medical, and financial information with your Living Family Journal. Ask for more details.
LifeLock® Identity Theft Progam®
Safeguard your identity. As a member of MyLife Checking, enrolling in LifeLock helps you protect your personal information from identity thieves. LifeLock backs up its service with a one million dollar service guarantee. LifeLock's service helps protect you by requesting and automatically renewing fraud alerts with the major credit bureaus and removing member names from pre-approved credit card offers and junk mail lists. For more information on LifeLock visit their website.
Identity Theft 911
If you become a victim of identity theft, call the toll free number and you will be assigned to a highly qualified personal advocate who is the single source of contact in helping you resolve your problem from start to finish. You save time, avoid frustration and the problem gets corrected with the help of an expert. For more information, visit their website.
Air Evac Lifeteam Discount
Fast, Professional, Safe and Courteous
Save money with an Air Evac Lifeteam membership. Air Evac Lifeteam has been serving rural communities with air ambulance care since 1985. They provide fast, professional, safe and courteous emergency medical service. Their professionally trained crews of nurses, medics and pilots operate medically equipped medical helicopters that rapidly transport patients to the nearest appropriate medical facility. As a member, Air Evac will work on your behalf with your insurance company to secure payment for your flight. Whatever your insurance company pays will be considered payment-in-full for your flight. For more information, visit their website.
Health Provisions
Prescription Drug Discounts
This card is available through the PreScrip program. You and your family will receive discounts on many of your prescriptions through local participating pharmacies.
Hearing Instruments Discounts
We have made arrangements with a hearing service for fantastic discounts on hearing instruments. Members receive free hearing exams and 15% off auditory devices at Beltone locations or the availability to save up to 60% on mail order.
Prescription Eyewear Discounts
You receive guaranteed lowest prices on eyewear at thousands of locations nationwide, plus a thirty day satisfaction guarantee. You also have access to a network of ophthalmologists, in selected markets, providing members a 10% to 30% discount on qualified procedures.
Travel Values
Hotel & Motel Discounts
Your membership entitles you to save up to 50% on each night of your stay at thousands of hotels and motels across America and abroad. Restaurant discounts are also available within many of these facilities. If you are a traveler, this is a great deal!
$100,000 Scheduled Airline Insurance
You will receive $100,000 Accidental Death & Dismemberment insurance when you travel by a licensed airline carrier.
Lending & Overdraft Privileges
Reduced Rates on Installment Loans
As a member you are eligible for a reduced rate on direct installment loans of $4,000 or more when approved, and payments are automatically deducted from your account.
Extend a Loan Privilege
During any twelve month period, you may skip a loan payment by merely paying the accrued interest on the loan. No additional service fee is charged.
ODA
If you have other accounts with us, you can arrange to have an automated transfer of funds from one account to another to prevent insufficient funds occurrences. Save the cost of those expensive NSF fees! Ask a representative for more details.
$50 Discount on Mortgage Closing Costs
When you finance a home with us, you’ll receive $50 off your regular loan closing costs.
No Issue Fees*
As a member of MyLife Checking, you will be able to waive fees for:
• MyWeb Bill Pay
• Traveler’s Checks
• Money Orders
• Photocopies
• Automatic Funds Transfers
• Wire Transfers
*Some restrictions may apply.
Read the
Customer Agreement.
