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In the case of a purchase, a completed, signed copy of the purchase agreement with any addendums or counter offers attached. |
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The names, addresses, account numbers, and balances of all banks, credit unions, and investment companies in which you have deposit accounts. |
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Addresses, market values, original loan amount and balances owed for any real estate owned. |
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Names, addresses, account numbers, and phone numbers of landlords or mortgage holders dating back at least two years. |
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Copies of your last two years’ income tax returns - If you are self-employed, you will need to supply the last three years’ of personal and business income tax returns. In some cases, it may be necessary to bring a year-to-date profit and loss statement. |
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Two most recent pay stubs. |
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Proof of other types of income - Examples of these would be child support, Social Security, pension benefits, etc. Ask your loan officer what documentation for verification purposes would be necessary. |
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Names, addresses, and phone numbers of employers for the last two years. |
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A list of creditors you presently owe - You should include their addresses, account numbers, balances owed, and payment amounts. |
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If you have been a party to any legal proceeding, such as a divorce or bankruptcy filing, bring in copies of the documents pertaining to that proceeding. If you have filed bankruptcy in the last ten years, a full copy of your filings should be brought in. |
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If the equity from the sale of an existing property is being used as the down payment on the property being purchased, a copy of the settlement statement from the sale should be provided. |
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A list of any other assets and their values you would like to include on your application. |
