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Customer Services
CHECKING ACCOUNTS
We offer a variety of checking accounts to suit your needs.Be sure to check out all the great benefits of the Good Neighbor Account!


Non-Interest Bearing Accounts
Free Checking
   • Requires a $100 opening deposit.
   • Unlimited check writing.
   • No minimum daily balance required.
   • ATM/SHAZAM® check card available.

Regular Checking
   • Must maintain a $400 minimum daily balance.
   • Receive two monthly snap statements upon request at
      no charge.
   • Receive two bank drafts monthly at no charge.
   • Receive two balance transfers monthly at no additional charge.
   • Receive two complimentary photocopies each month.
   • Fees: $.20 per check after 30 checks written, $2.00.
      if balance falls below $400, $4.00 if balance falls below $200.


Interest Bearing Accounts
NOW Account
   • Maintain $1,000 minimum daily balance.
   • Receive current interest rate that will be compounded
      every month.
   • Interest will be credited to your account monthly.
   • Fees: $.20 per check after 30 checks written, $5.00
      if balance falls below $1,000.

Super NOW Account
   • Maintain $1,500 minimum daily balance.
   • Receive current interest rate that will be compounded
     every month.
   • Interest will be credited to your account monthly.
   • Fees: $.20 per check after 30 checks written, $10.00 if balance
     falls below $1,500.

Good Neighbor Account
   • No minimum balance required*.
   • Receive current interest rate that will be compounded every
     month*.
   • Fee: $6.50 per month (automatically debited from the account).
   • See the many great benefits of the Good Neighbor Account.
   • Good Neighbor account holders can download the
     Living Family Journal.

*The Good Neighbor Account does not require a minimum monthly balance. However, a minimum monthly balance DOES need to be maintained in order to receive interest on the account.


ODA
Overdraft Protection Checking Account
   • Automatically transfer funds into your other accounts to avoid insufficient check occurrences.
   • Amounts transferred are in $100 increments.
   • Funds will accrue interest at the current rate.
   • Ask a representative for more details.

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