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Business Savings

Business Passbook Savings
• $100 minimum opening deposit
• Earn quarterly interest
• Fees: $2.00 if balance falls below $100
             $0.50 per withdrawal exceeding two free
             withdrawals per month
• Direct deposit
• FDIC insured

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Business Real Club Savings
• Save for property taxes
• Save for income taxes
• Earn interest
• Automatic transfers available
• Four withdrawals per year
             $10.00 fee if exceeds four
• FDIC insured

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Business Money Market Account
• $2,000 opening deposit
• Earn interest
• Automatic transfers available
• $2,000 minimum daily balance required
• Fees: $10.00 if balance falls below $2,000
             any day during a statement cycle
             $2.50 per debit/check if you have more
             than six in a statement cycle
• FDIC insured

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Business Health Savings Account
• Employer contributions
             An employer may make contributions
             to an employee's HSA as long as the
             combined contribution (employee/
             employer) does not exceed the maximum
             contribution for each tax year

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Certificate Of Deposit
• Fixed rate
• Terms ranging from seven days to five years
• Automatically renewable
• Earn interest
• Interest may be:
             Compound
             Paid by check
             Transferred to another account
• FDIC insured

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